As of 11/9/2023:
30 year mortgages averaged 7.50%
15 year mortgages averaged 6.81%
For more information, view this article Mortgage Interest Rate.
Posts
Mortgage Interest Rates for 30 year and 15 year mortgages 11.9.2023
Mon, Nov 13th 2023 8:57 am by David Shippey Mortgage Interest Rates
Nov 13
2023
8:57 am
Posted By David Shippey No comments
Open House - 4014 Hollyhead Cir N, Lakeland - Saturday 11/18 10am-3pm!
Fri, Nov 10th 2023 8:58 am by David Shippey Lakeland Homes For SaleWe will be holding an Open House Saturday 11/18/2023 from 10am to 3pm at 4014 Hollyhead Cir N, Lakeland, FL 33811. Some of the features of this home include a Solar Water Heater, 12 Foot Deep Pool, 3 Car Garage, RV Carport, Loft, and Bonus Room. Check out all of the features below. If you like what you see, take the time to stop by our Open House 11/18. If you don't want to wait, call me for a private showing.
4014 Hollyhead Circle
Lakeland, FL
MLS# P4927762 - ResidentialSELLER IS OFFERING $10,000 CREDIT WITH FULL PRICE OFFER. BUYER CAN USE FOR CLOSING COSTS OR TO BUY DOWN THEIR INTEREST RATE OR UPGRADES. Welcome to Shepherd South located in Lakeland, Florida. This Home featur...
Nov 10
2023
8:58 am
Posted By David Shippey Comments: 1
Pool Home for Sale in Shepherd South, Lakeland
Wed, Nov 8th 2023 8:40 am by David Shippey Lakeland Homes For SaleThis home includes a 15 x 30 Pool that is 12 feet deep at the deepest end. The pool is screened in so you can enjoy it without bug life. This home includes many other features below. Take a look and let me know if this is the home you have been waiting on.
4014 Hollyhead Circle
Lakeland, FL
MLS# P4927762 - ResidentialSELLER IS OFFERING $10,000 CREDIT WITH FULL PRICE OFFER. BUYER CAN USE FOR CLOSING COSTS OR TO BUY DOWN THEIR INTEREST RATE OR UPGRADES. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Car...
Nov 8
2023
8:40 am
Posted By David Shippey No comments
Hometown Heroes Loan Program is Back with $36,000,000!
Mon, Nov 6th 2023 7:31 am by David Shippey Winter Haven NewsFlorida Housing announced they have granted another $36,000,000 to the Hometown Hero Loan Program. This will be the 3rd funding to this successful program. The funds go quickly so act now if you missed the last 2 fundings. Another funding is not expected until sometime in 2024. These funds become available 11/6/2023 and are expected to last maybe 30 days before the funds are depleted.
This program benefits first time homeowners as well as first responders to purchase a home in Florida with down payment and closing cost assistance as long as your employer is in Florida.
Looking for a home? Give me a call and we will get you started.
Nov 6
2023
7:31 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 11.2.2023
Fri, Nov 3rd 2023 10:04 am by David Shippey Mortgage Interest RatesAs of 11/2/2023:
30 year mortgages averaged 7.76%
15 year mortgages averaged 7.03%
For more information, view this article Mortgage Interest Rate.
Nov 3
2023
10:04 am
Posted By David Shippey No comments
Home for Sale in Lakeland with a 3 Car Garage
Wed, Nov 1st 2023 9:34 am by David Shippey Lakeland Homes For SaleThis home has a detached 3 car garage to house all of your cars, boats, trailers, etc. In addition this home includes a RV Carport and another carport for your use. Check out the other features below.
4014 Hollyhead Circle
Lakeland, FL
MLS# P4927762 - ResidentialSELLER IS OFFERING $10,000 CREDIT WITH FULL PRICE OFFER. BUYER CAN USE FOR CLOSING COSTS OR TO BUY DOWN THEIR INTEREST RATE OR UPGRADES. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Hom...
Nov 1
2023
9:34 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 10.26.2023
Fri, Oct 27th 2023 8:51 am by David Shippey Mortgage Interest RatesAs of 10/26/2023:
30 year mortgages averaged 7.79%
15 year mortgages averaged 7.03%
For more information, view this article Mortgage Interest Rate.
Oct 27
2023
8:51 am
Posted By David Shippey No comments
Home for Sale in South Lakeland - No HOA
Wed, Oct 25th 2023 10:00 am by David Shippey Lakeland Homes For SaleThis home is for sale in South Lakeland, Florida. The home has several features to consider. But, one feature I am asked about all of the time is "is there a homeowner's association?". The answer is No. This home does not have a homeowner's association. The property is .60 Acres, Pool, Fenced, 3 Car Detached Garage with Loft, RV Carport, and a Workshop. Check out the pictures and feature list below. Call me for a showing!
4014 Hollyhead Circle
Lakeland, FL
MLS# P4927762 - ResidentialSELLER IS OFFERING $10,000 CREDIT WITH FULL PRICE OFFER. BUYER CAN USE FOR CLOSING COSTS OR TO BUY DOWN THEIR INTEREST RATE OR UPGRADES. Welcome to Shepherd South located in Lakeland, Florida. This...
Oct 25
2023
10:00 am
Posted By David Shippey No comments
Should I Remodel my Home or Buy a Home already Remodeled?
Mon, Oct 23rd 2023 10:59 am by David Shippey Winter Haven NewsShould I remodel my current home or buy one that’s fully updated instead?
That’s a great question! And the answer is… that depends. Keep reading to learn more.
The first thing that people usually consider is the price tag. On the surface, a remodel sounds more affordable than purchasing a new home. My advice - think through your needs and write them down. What you see may surprise you!
For example, if your list includes additions such as a pool, an extra bedroom, or a garage extension, does your current piece of property allow for that type of expansion? If you have the space on your current lot to accommodate it, a remodel may be the right option for you. If adequate space is NOT available...
Oct 23
2023
10:59 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 10.19.2023
Fri, Oct 20th 2023 8:07 am by David Shippey Mortgage Interest RatesAs of 10/19/2023:
30 year mortgages averaged 7.63%
15 year mortgages averaged 6.92%
For more information, view this article Mortgage Interest Rate.
Oct 20
2023
8:07 am
Posted By David Shippey No comments
Home For Sale - 4014 Hollyhead Cir N, Lakeland, FL 33811
Wed, Oct 18th 2023 8:26 pm by David Shippey Lakeland Homes For SaleThis home listed today. It has several features to consider. Take a look at the pictures, description, and virtual tour. Call me to schedule a private showing.
4014 Hollyhead Circle
Lakeland, FL
MLS# P4927762 - ResidentialSELLER IS OFFERING $10,000 CREDIT WITH FULL PRICE OFFER. BUYER CAN USE FOR CLOSING COSTS OR TO BUY DOWN THEIR INTEREST RATE OR UPGRADES. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this communi...
Oct 18
2023
8:26 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 10.12.2023
Fri, Oct 13th 2023 9:05 am by David Shippey Mortgage Interest RatesAs of 10/12/2023:
30 year mortgages averaged 7.57%
15 year mortgages averaged 6.89%
For more information, view this article Mortgage Interest Rate.
Oct 13
2023
9:05 am
Posted By David Shippey No comments
I want to buy a home. But the interest rates make my payments higher than I want to spend.
Mon, Oct 9th 2023 11:54 am by David Shippey Winter Haven NewsIt is true. Interest rates are no longer under 3%. They are typically over 7% now. If you have a good memory, you will remember rates over 13% in years gone by. I hope we do not hit those interest rates again.
There are several options to consider as you look to buy a home to offset the higher interest rates today. The first one that comes to mind is to ask the seller to buy down your interest rate. This can be accomplished by asking them to pay $5,000 to $10,000 towards lowering your interest rate instead of reducing their purchase price. Check with your lender to confirm. I think you will find that buying your interest rate will reduce your monthly payment more than reducing the purcha...
Oct 9
2023
11:54 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 10.5.2023
Fri, Oct 6th 2023 11:47 am by David Shippey Mortgage Interest RatesAs of 10/5/2023:
30 year mortgages averaged 7.49%
15 year mortgages averaged 6.78%
For more information, view this article Mortgage Interest Rate.
Oct 6
2023
11:47 am
Posted By David Shippey No comments
Have you received an Insurance Letter from Citizens?
Tue, Oct 3rd 2023 9:47 am by David Shippey Winter Haven NewsHave you received an Insurance Letter from Citizens?
Over the last few weeks, Citizens Insurance has sent out 300,000 letters to some of their customers offering private insurance as an alternative to continuing with Citizens Insurance. Citizens is considered Florida’s Insurer of Last Resort. This effort is to reduce the number of policy holders by Citizens.
If the private insurance offered is within 20% of Citizens and you do not contact Citizens by 10/10, you will be switched to the new insurance provider. Citizens will not renew your policy. If it is more than 20%, you can decline the new insurance and remain with Citizens. If you have not shopped homeowner’s insurance in a year or t...
Oct 3
2023
9:47 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 9.28.2023
Fri, Sep 29th 2023 8:59 am by David Shippey Mortgage Interest RatesAs of 9/28/2023:
30 year mortgages averaged 7.31%
15 year mortgages averaged 6.72%
For more information, view this article Mortgage Interest Rate.
Sep 29
2023
8:59 am
Posted By David Shippey No comments
Homeowner Insurance Costs Skyrocketing!
Tue, Sep 26th 2023 8:17 am by David Shippey Winter Haven NewsHomeowner’s Insurance costs have been skyrocketing in Florida. Many insurance companies previously providing policies have withdrawn from the state, and other companies that still service Florida homeowners have increased prices.
Did you know you can re-shop your homeowner's policy -- just like you do for auto insurance? It's true! A best practice I suggest to my customers is to shop for your Homeowner’s Insurance every 2-3 years to make sure you are getting the best rates available. Companies and prices change all of the time, so it's a good idea to re-quote your policy every few years. It's a simple way to possibly save some money!
Don't forget -- if your insurance is covered in your ...
Sep 26
2023
8:17 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 9.21.2023
Sat, Sep 23rd 2023 11:41 am by David Shippey Mortgage Interest RatesAs of 9/21/2023:
30 year mortgages averaged 7.19%
15 year mortgages averaged 6.54%
For more information, view this article Mortgage Interest Rate.
Sep 23
2023
11:41 am
Posted By David Shippey No comments
The 2023 Hometown Hero Funds Depleted
Wed, Sep 20th 2023 7:51 am by David Shippey Winter Haven NewsThe 2023 Hometown Hero program funds are officially depleted.
If you were counting on that assistance program, does that mean you're out of options? NOPE! There are other programs to help first-time buyers make their housing dreams a reality. Here are a few to consider:
1. Florida Bond offers $10,000 toward down payment and closing costs.
2. USDA Loans offers 100% financing on eligible properties to qualified buyers.
3. Sometimes sellers offer funds to a ready and willing buyer that could be applied to closing costs or to buy down your interest rate.
First step is to get pre-approved for a home loan. I've got a list of recommended lenders who can help find the best solution for you. ...
Sep 20
2023
7:51 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 9.14.2023
Fri, Sep 15th 2023 8:55 am by David Shippey Mortgage Interest RatesAs of 9/14/2023:
30 year mortgages averaged 7.18%
15 year mortgages averaged 6.51%
For more information, view this article Mortgage Interest Rate.
Sep 15
2023
8:55 am
Posted By David Shippey No comments