To schedule a showing of , Saint Cloud, Florida, Call David Shippey at 863-521-4517 TODAY!
$400,000 | 4 beds | 2 full baths | 1 half baths | 2,335 sqft
Saint Cloud, FL 34773
- 4Beds
- 3.00Total Baths
- 2 Full, 1 HalfBaths
- 2,335SqFt
- 2025Year Built
- 0.11Acres
- MLS# O6352888
- Residential
- SingleFamilyResidence
- Active
- Approx Time on Market7 months, 29 days
- Area34773 - St Cloud (harmony)
- CountyOsceola
- Subdivision Harmony Central
Overview
PRICE DROP 49K with a payment as low as $2,284.00!!!! (P&I) !!!! Quick Move-In Opportunity with Rare Financing & NO CDD! This brand-new, quick move-in home delivers exceptional value, plus NO CDD feesa rare opportunity that offers real savings and long-term peace of mind in todays market.Now let the home tell its story.Welcome to the 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath two-story home thoughtfully designed for comfort, flexibility, and modern living. From the moment you step into the grand two-story foyer, youll feel the openness that makes this home ideal for both everyday life and entertaining.The open-concept main living area flows seamlessly into a chef-inspired kitchen featuring a large center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliancesthe perfect space for hosting gatherings or enjoying quiet family moments.Upstairs, the home truly shines with an oversized loft, offering endless possibilitiesmedia room, game space, home office, or second living area. The owners suite is a private retreat with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms provide room to grow, welcome guests, or create dedicated work and hobby spaces. A convenient upstairs laundry room adds ease to everyday routines.Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty.If youve been waiting for a home that combines immediate availability, flexible space, standout value, and long-term comfortthis is the opportunity that finally brings it all together.
Agriculture / Farm
Association Fees / Info
Pets Allowed: CatsOk, DogsOk
Hoa Frequency Rate: 68.75
Association: Yes
Hoa Fees Frequency: Monthly
Bathroom Info
Total Baths: 3.00
Fullbaths: 2
Building Info
Roof: Shingle
Building Area Source: Appraiser
Buyer Compensation
Exterior Features
Patio: Balcony
Exterior Features: Balcony, Garden, SprinklerIrrigation
Fees / Restrictions
Financial
Original Price: $441,900
Garage / Parking
Attached Garage: Yes
Garage: Yes
Green / Env Info
Interior Features
Floors: Carpet, Concrete, CeramicTile
Levels: Two
Laundry Features: Inside, LaundryRoom
Interior Features: CeilingFans, HighCeilings
Appliances: Dishwasher, Range
Lot Info
Direction Remarks: Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.
Lot Size Units: Acres
Lot Size Acres: 0.11
Lot Sqft: 4,792
Misc
Other
Special Conditions: None
Other Rooms Info
Property Info
Section: 32
Class Type: SingleFamilyResidence
Property Sub Type: SingleFamilyResidence
Property Condition: NewConstruction
New Construction: Yes
Construction Materials: Concrete
Stories: 2
Foundation: Slab
Human Modified: Yes
Room Info
Total Rooms: 8
Sqft Info
Sqft: 2,335
Bulding Area Sqft: 2,795
Living Area Units: SquareFeet
Living Area Source: Appraiser
Tax Info
Tax Year: 2,024
Tax Lot: 21
Tax Legal Description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 21
Tax Block: B
Tax Annual Amount: 759
Tax Book Number: 120-133
Unit Info
Utilities / Hvac
Heating: Electric
Water Source: Private
Sewer: PrivateSewer
Cool System: CentralAir, CeilingFans
Cooling: Yes
Heating: Yes
Utilities: CableAvailable, ElectricityAvailable, HighSpeedInternetAvailable
Waterfront / Water
Directions
Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.This listing courtesy of Adams Homes Realty, Inc.
MLS# TB8477120 
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MLS IDX data last updated on 06-14-2026 9:29 AM EST.
If you have any questions on , Saint Cloud, Florida, please call David Shippey at 863-521-4517.
MLS# O6352888 located at , Saint Cloud, Florida is brought to you by David Shippey REALTOR®
, Saint Cloud, Florida has 4 Beds, 2 Full Bath, and 1 Half Bath.
The MLS Number for , Saint Cloud, Florida is O6352888.
The price for , Saint Cloud, Florida is $400,000.
The status of , Saint Cloud, Florida is Active.
The subdivision of , Saint Cloud, Florida is Harmony Central.
The home located at , Saint Cloud, Florida was built in 2026.