To schedule a showing of 323 Terra Ceia Drive, Palmetto, Florida, Call David Shippey at 863-521-4517 TODAY!
$360,000 | 2 beds | 2 full baths | N/A half baths | 1,012 sqft
Palmetto, FL 34221
- 2Beds
- 2.00Total Baths
- 2 Full, 0 HalfBaths
- 1,012SqFt
- 1980Year Built
- 0.08Acres
- MLS# A4684681
- Residential
- ManufacturedHome
- Active
- Approx Time on Market3 months, 9 days
- Area34221 - Palmetto/rubonia
- CountyManatee
- Subdivision Tropic Isles Co-Op
Overview
WATERFRONT TROPIC ISLES HOME BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access a feature few homes at this price point provide while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Agriculture / Farm
Association Fees / Info
Community Features: BoatFacilities, Clubhouse, CommunityMailbox, Fitness, GolfCartsOk, Marina, Pool, RecreationArea, Waterfront, WaterAccess
Pets Allowed: Yes
Senior Community: Yes
Hoa Frequency Rate: 338
Association: Yes
Association Amenities: Clubhouse, MaintenanceGrounds
Hoa Fees Frequency: Monthly
Association Fee Includes: AssociationManagement, Pools, RecreationFacilities, Sewer, Trash, Water
Bathroom Info
Total Baths: 2.00
Fullbaths: 2
Building Info
Roof: Shingle
Building Area Source: PublicRecords
Buyer Compensation
Exterior Features
Pool Features: Community
Exterior Features: Other
Fees / Restrictions
Financial
Original Price: $395,000
Garage / Parking
Carport: Yes
Car Ports: 2
Green / Env Info
Interior Features
Floors: Carpet
Levels: One
Laundry Features: LaundryRoom
Interior Features: Other, WalkInClosets
Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
Lot Info
Direction Remarks: From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
Lot Size Units: Acres
Lot Size Acres: 0.08
Lot Sqft: 3,463
Lot Desc: BuyerApprovalRequired
Misc
Other
Special Conditions: None
Other Rooms Info
Property Info
Section: 16
Class Type: ManufacturedHome
Construction Materials: WoodFrame
Stories: 1
Foundation: Other
Human Modified: Yes
Room Info
Total Rooms: 5
Sqft Info
Sqft: 1,012
Bulding Area Sqft: 1,540
Living Area Units: SquareFeet
Living Area Source: PublicRecords
Tax Info
Tax Year: 2,025
Tax Legal Description: UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9
Tax Annual Amount: 3605
Tax Book Number: 1784-7782
Unit Info
Utilities / Hvac
Heating: Central
Water Source: Public
Sewer: PublicSewer
Cool System: CentralAir
Cooling: Yes
Heating: Yes
Utilities: MunicipalUtilities
Waterfront / Water
Waterfront: Yes
Waterfront Features: BayAccess, Bayfront, CanalFront
View: Yes
View: Bay, Canal, Water
Directions
From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.This listing courtesy of Exp Realty, Llc
The information being provided by © 2026 My Florida Regional MLS DBA Stellar MLS is for the consumer's
personal, non-commercial use and may not be used for any purpose other than to
identify prospective properties consumer may be interested in purchasing. Any information relating
to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX)
program of the My Florida Regional MLS DBA Stellar MLS. XCELLENCE is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of XCELLENCE, a broker participant of My Florida Regional MLS DBA Stellar MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.
MLS IDX data last updated on 06-13-2026 2:00 AM EST.
If you have any questions on 323 Terra Ceia Drive, Palmetto, Florida, please call David Shippey at 863-521-4517.
MLS# A4684681 located at 323 Terra Ceia Drive, Palmetto, Florida is brought to you by David Shippey REALTOR®
323 Terra Ceia Drive, Palmetto, Florida has 2 Beds, 2 Full Bath, and 0 Half Bath.
The MLS Number for 323 Terra Ceia Drive, Palmetto, Florida is A4684681.
The price for 323 Terra Ceia Drive, Palmetto, Florida is $360,000.
The status of 323 Terra Ceia Drive, Palmetto, Florida is Active.
The subdivision of 323 Terra Ceia Drive, Palmetto, Florida is Tropic Isles Co-Op.
The home located at 323 Terra Ceia Drive, Palmetto, Florida was built in 2026.