1240 Harbor Lake Dr Largo Florida | Home for Sale
To schedule a showing of 1240 Harbor Lake Dr, Largo, Florida, Call David Shippey at 863-521-4517 TODAY!
Largo, FL 33770
- 3Beds
- 2.00Total Baths
- 2 Full, 0 HalfBaths
- 1,675SqFt
- 1970Year Built
- 0.40Acres
- MLS# TB8386864
- Residential
- SingleFamilyResidence
- Active
- Approx Time on Market2 months, 11 days
- Area33770 - Largo/belleair Bluffs
- CountyPinellas
- Subdivision Harbor Lake Estates 1st Add
Overview
This home is not only a beautiful waterfront residence but also an excellent opportunity for a short-term rental! Appraisal completed 5/14 and priced under the appraised value. Welcome to 1240 Harbor Lake Drive an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lovers paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles.The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year smart water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers.This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise.
Agriculture / Farm
Association Fees / Info
Community Features: StreetLights
Senior Community: No
Association: ,No,
Bathroom Info
Total Baths: 2.00
Fullbaths: 2
Building Info
Roof: Shingle
Building Area Source: PublicRecords
Buyer Compensation
Exterior Features
Style: Traditional
Patio: Deck, Enclosed, Patio
Pool Private: No
Exterior Features: SprinklerIrrigation, RainGutters
Fees / Restrictions
Financial
Original Price: $695,000
Disclosures: FloodInsuranceRequired,FloodPlainDisclosure
Fencing: Fenced, Vinyl, Wire
Garage / Parking
Open Parking: No
Attached Garage: Yes
Garage: Yes
Carport: No
Green / Env Info
Interior Features
Fireplace: No
Floors: CeramicTile
Levels: One
Spa: No
Laundry Features: WasherHookup, ElectricDryerHookup, InGarage
Interior Features: BuiltInFeatures, CeilingFans, EatInKitchen, KitchenFamilyRoomCombo, LivingDiningRoom, MainLevelPrimary, SolidSurfaceCounters, WoodCabinets
Appliances: Dryer, Dishwasher, ElectricWaterHeater, Disposal, Microwave, Range, Refrigerator, Washer
Lot Info
Direction Remarks: West Bay to Indian Rocks Road, South to Harbor Lake Drive. Turn East (left) on Harbor Lake Dr to end of cul-de-sac. OR Park Blvd to Oakhurst. North on Oakhurst which becomes Indian Rocks Road. Continue north across Ulmerton to Harbor Lake Dr. Turn right.
Lot Size Units: Acres
Lot Size Acres: 0.4
Lot Sqft: 17,520
Lot Desc: CulDeSac, CityLot, Flat, FloodZone, Level, Landscaped
Misc
Other
Special Conditions: None
Other Rooms Info
Property Info
Section: 05
Class Type: SingleFamilyResidence
Property Sub Type: SingleFamilyResidence
Property Condition: NewConstruction
Property Attached: No
New Construction: No
Construction Materials: Block, Stucco
Stories: 1
Foundation: Slab
Human Modified: Yes
Room Info
Total Rooms: 4
Sqft Info
Sqft: 1,675
Bulding Area Sqft: 2,510
Living Area Units: SquareFeet
Living Area Source: PublicRecords
Tax Info
Tax Year: 2,024
Tax Lot: 24
Tax Legal Description: HARBOR LAKE ESTATES 1ST ADD LOT 24
Tax Block: 000
Tax Annual Amount: 7467
Tax Book Number: 63/
Unit Info
Utilities / Hvac
Heating: Central, Electric
Water Source: Public
Sewer: PublicSewer
Cool System: CentralAir, CeilingFans
Cooling: Yes
Heating: Yes
Utilities: CableAvailable, CableConnected, ElectricityAvailable, ElectricityConnected, MunicipalUtilities, PhoneAvailable, SewerConnected, WaterAvailable, WaterConnected
Waterfront / Water
Waterfront: Yes
Waterfront Features: Creek
View: Yes
Water Body Name: MCKAY CREEK
View: CreekStream, Water
Directions
West Bay to Indian Rocks Road, South to Harbor Lake Drive. Turn East (left) on Harbor Lake Dr to end of cul-de-sac. OR Park Blvd to Oakhurst. North on Oakhurst which becomes Indian Rocks Road. Continue north across Ulmerton to Harbor Lake Dr. Turn right.This listing courtesy of Joseph Sullivan Real Estate
MLS# TB8406903 
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identify prospective properties consumer may be interested in purchasing. Any information relating
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MLS IDX data last updated on 07-27-2025 2:01 AM EST.
If you have any questions on 1240 Harbor Lake Dr, Largo, Florida, please call David Shippey at 863-521-4517.
MLS# TB8386864 located at 1240 Harbor Lake Dr, Largo, Florida is brought to you by David Shippey REALTOR®
1240 Harbor Lake Dr, Largo, Florida has 3 Beds, 2 Full Bath, and 0 Half Bath.
The MLS Number for 1240 Harbor Lake Dr, Largo, Florida is TB8386864.
The price for 1240 Harbor Lake Dr, Largo, Florida is $695,000.
The status of 1240 Harbor Lake Dr, Largo, Florida is Active.
The subdivision of 1240 Harbor Lake Dr, Largo, Florida is Harbor Lake Estates 1st Add.
The home located at 1240 Harbor Lake Dr, Largo, Florida was built in 2025.
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